Smart Strategy. Lasting Legacy.
How a family home office acquired a premier Island legacy property while preserving capital for future growth.
Quick Snapshot
Property
Waterfront residence
Purchase Price
$55,000,000
Objective
Acquire the property while preserving capital and flexibility
The Situation
A family home office identified a generational waterfront property at $55,000,000.
The goal was to secure the asset today while keeping as much capital available as possible for future investments, family planning, and long-term wealth growth.
The Challenge
A traditional purchase structure would have required a much larger capital outlay upfront.
That would reduce the family office’s liquidity and limit flexibility for other opportunities, investments, and multi-generational planning.
The Strategy
A custom acquisition structure was created using a structured financial product.
The structure included:
- $10,000,000 down payment paid upfront
- $30,000,000 financed with a 15-year interest-only mortgage
- $15,000,000 allocated into an engineered financial product designed to support mortgage payments in later years
The goal was to acquire the property now while preserving capital and creating future tax-free cash flow.
The Result
$30,000,000
Preserve in capital
Keep more money
Available for reinvestment
Reduce
Future mortgage payments
Tax-Free
Secured
- Bottom Line
The family office was able to acquire a premier generational asset while preserving liquidity, creating future tax-free cash flow, and strengthening their long-term wealth plan.
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